Attention retirees! The Social Security Administration (SSA) will send direct deposits worth as much as $1,980 on April 9, 2025, to eligible beneficiaries.
If you happen to be aged 62 or 70, and your birthday falls between the 1st and 10th of any month, you might just qualify for this payment. The increased checks are already hitting account for many retirees now that the 2025 COLA increase has been activated to help keep them level with the rising cost of living.
Let us take you through everything you need to know — from when payments will be made to what amounts will be eligible and how you can get in on the deal.
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Who Will Receive the $1,980 Payment on April 9?
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The SSA then issues the monthly Social Security benefits according to the date of birth you have. Here is the schedule of benefits for the month of April:
| Birth Date Range | April 2025 Payment Date |
|---|---|
| 1st – 10th | April 9, 2025 |
| 11th – 20th | April 16, 2025 |
| 21st – 31st | April 23, 2025 |
If you are on benefits and your birthday falls between April 1st to 10, be ready for direct deposits into your account Wednesday, April 9, 2025.
Why $1,980?
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- By the 2025 Cost-of-Living Adjustment (COLA) of 2.5%, the average monthly Social Security check for retired workers has increased to about $1,980.
- But that figure is just an average; the amount that was paid to you could be different.
Factors that affect how much you receive include:
- Age when you started collecting benefits
- Lifetime earnings
- Work history
- Eligibility for spousal or survivor benefits
Here’s a look at how maximum benefits break down by claiming age:
| Claiming Age | Max Monthly Benefit (2025) |
|---|---|
| 62 (early retiree) | $2,831 |
| 67 (full retirement) | $4,018 |
| 70 (delayed credits) | $5,108 |
If you are 62 years old and just getting started, the payment can be anything below $1980. If, however, you put it off until age 70, the payment check can be much more.
Ways to Get Your Payment in Time
To keep delays off and have your payment deposited on April 9, use the following tips:
- Direct deposit is the fastest and most secure way to receive Social Security payments.
- Double-check the bank details: Make sure SSA has your current account information.
- Check your ‘my Social Security’ account: This online portal allows you to track payment status, benefit amount, etc.
- Report any missing payments at once: If the payment does not arrive within three business days after the expected date, call the SSA immediately.
The month of April 2025 has caressed the US with a direct deposit of Social Security benefits reaching the tune of $1,980. It is in this light that retirees, especially for those that were born during early April aged 62 and 70, must take note of their payments. These benefits are one of the most important things for millions of Americans, and being aware of their payment schedule brings peace of mind and financial preparedness.
Ensure that your banking details are up-to-date, watch for your deposit on April 9, and enjoy the peace of mind that Social Security benefits are meant to afford you.
FAQS:
What happens if I started receiving Social Security benefits before May 1997?
If you got your payment before that date, your payment every month will go out on the 3rd of every month, no matter your birthday. The April 2025 payment will be sent to you on April 3rd.
Are there any conditions for everyone else to receive $1980?
No, $1980 is the average payment. The actual amount varies according to your earnings history or the age at which you applied for benefits.
Is any action needed to receive an April 9 payment?
If you already receive Social Security payments and are born between April 1 and 10, you won’t have to do anything; you’ll be getting your payment directly.